What should I do if I’ve been denied credit due to a low credit score?

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What is the time frame for credit repair?
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Are there any resources available to help me understand credit repair law?
How can I improve my credit score?
What fees can I expect to pay for a credit repair service?
How often should I check my credit report?
Are there any laws that protect me and my credit history?
Are there any credit repair services that don’t cost money?

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