How do I know if I’m a good candidate for credit repair?

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What is a debt validation letter?
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Are there any scams or frauds associated with credit repair?
Are there any “do-it-yourself” credit repair kits available?
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How often should I check my credit report?
What should I do if my credit repair efforts aren’t successful?
What should I do if I’m being harassed by debt collectors?
What is my consumer rights regarding credit reports and credit scores?

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