How does credit repair work?

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What is the difference between a credit report dispute and a credit report dispute letter?
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What alternatives exist to repairing my credit?
What should my budget goals be when working with a credit repair lawyer?
Are there any laws that protect me and my credit history?
How can I tell if a credit repair service is legitimate?
How can I get a copy of my credit report for free?
Is credit repair worth the cost?
What is my consumer rights regarding credit reports and credit scores?

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