What should I do if I think I’ve been the victim of identity theft?

If you believe you are a victim of identity theft in Florida, it is important to take quick action. Depending on the type of identity theft you may have been affected by, there are a few key steps you can take to protect yourself and your credit score. First, it is best to contact the fraud department of any of the three major credit bureaus – Experian, Equifax, and TransUnion. Request for a fraud alert to be placed on your credit accounts, which means any new credit applications must be authorized by you before they can be processed. Next, contact the Federal Trade Commission (FTC) and fill out an identity theft affidavit. This will provide you with an official record of the incident. You should also consider filing a police report with your local law enforcement. By doing so, you’ll be able to provide creditors and financial institutions with proof of the incident. Finally, you should initiate a credit freeze to the three major credit bureaus. This will prevent anyone from making fraudulent accounts in your name and will limit access to your information. If you take all the necessary steps to protect against identity theft, it will help you in the long run. By taking action and following the steps outlined above, you can ensure that your credit score is not adversely affected. Additionally, you can also take advantage of credit repair law if you believe inaccuracies have been made to your credit report.

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What should I do if I think I’ve been the victim of identity theft?

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