What should I do if I’ve been the victim of fraudulent credit repair?

If you have been the victim of fraudulent credit repair in Florida, you should take immediate action. The first step is to contact the credit repair company and inform them that you were a victim of fraud. Ask the company for a full refund of any fees you paid and a written confirmation that the work performed has been reversed. You should also send a written dispute letter to the credit bureaus that reported the fraudulent activity. Provide as much evidence as possible, which can include copies of receipts, contracts, and statements. Include copies of any other documentation related to the credit repair activity. Your next step is to contact the Florida Department of Financial Services. They will investigate the fraud and will contact the federal consumer protection agency. This agency will then investigate the fraud and contact the credit reporting company. Once the investigation is complete, they will advise you on the best course of action to remove the fraudulent items from your credit report. If the credit reporting company does not comply with their investigation, you can file a complaint with the Federal Trade Commission. They take consumer complaints very seriously and, in some cases, can take legal action against the credit repair company. Finally, you should contact your local law enforcement agency and report the crime. This will help ensure that the fraudulent activity is properly investigated and the perpetrators are held accountable. In addition, it will also help protect future victims from becoming victims of this type of criminal activity.

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