How can I tell if a credit repair service is legitimate?

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How can I keep track of my credit score?
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What is the process for repairing my credit score?
What information is included in a credit report?
What is the Fair Credit Billing Act?
Are there any scams or frauds associated with credit repair?
Are there any resources available to help me understand credit repair law?
Are there any restrictions on who can access my credit information?

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