How can I protect myself from unfair credit practices?

It is important to protect yourself from unfair credit practices when it comes to credit repair law in New Hampshire. There are several steps you can take to protect yourself. 1. Check your credit reports regularly. This will allow you to keep track of your credit score and identify any discrepancies. You can obtain a free copy of your credit report annually from the three major credit bureaus: Experian, TransUnion, and Equifax. 2. Report any inaccuracies or fraud that you may find. It is important to dispute any incorrect information or fraudulent activity in your credit report as soon as possible. You can do this by contacting the credit bureau directly or by filing a fraud alert with the Federal Trade Commission. 3. Research credit repair companies before hiring one. If you decide to hire a credit repair company, ensure that the company is registered with the New Hampshire Bureau of Securities Regulation and that it follows the Credit Repair Organizations Act (CROA). 4. Educate yourself. Read up on the rights and responsibilities of a consumer when it comes to credit repair law in New Hampshire. This will help you understand the process and make informed decisions. By following these steps, you can protect yourself from unfair credit practices and ensure that your credit report is accurate. Keeping track of your credit score, disputing any discrepancies, and researching credit repair companies will help keep you safe from potential credit problems.

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How can I protect myself from unfair credit practices?

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