What is credit monitoring?

Credit monitoring is the practice of keeping track of your credit history and staying informed of any changes in your credit score. It helps you stay on top of any changes to your credit report, and it allows you to quickly address errors or inaccurate information. Credit monitoring is important in California, where credit repair law requires credit bureaus to report accurate and up-to-date information on your credit history. Credit monitoring can alert you of any changes in your credit history, such as new accounts, late payments, collections, and bankruptcies. It also gives you the chance to dispute any errors, thus protecting your credit score. Credit monitoring services can provide you with daily or weekly updates, or they may be triggered off of major changes in your credit report. In addition, some services offer identity theft protection, which can alert you if anyone is attempting to use your identity or open new accounts in your name. Credit monitoring is a great tool to help you stay on top of your credit and make sure your credit report is accurate.

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What is credit monitoring?

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