What is a fair credit reporting act?

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How long will it take for credit repair to be successful?
Are there any laws that protect me and my credit history?
What should I do if my credit repair efforts aren’t successful?
Are there any “do-it-yourself” credit repair kits available?
Should I try to negotiate with my creditors on my own or should I hire a credit repair lawyer?
How can I prevent my credit from being damaged in the future?
How can I keep track of my credit score?
How do I know if I need credit repair law?

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