What should I do if I’m being harassed by debt collectors?

If you are being harassed by debt collectors in Florida, you may be able to take legal action against them. Before doing so, you should understand your rights under the Fair Debt Collection Practices Act (FDCPA). This law is designed to protect consumers from unfair and abusive debt collection tactics. Under the FDCPA, debt collectors are not allowed to harass, oppress, or abuse you. This includes using language that is aggressive, obscene, or threatens you. They may not use false, deceptive, or misleading statements, as well as calling you repeatedly. If you ask a debt collector to stop contacting you, they must do so with the exception of one final communication. If a debt collector is violating the FDCPA by harassing you, you have the right to file a lawsuit. In doing so, you could receive up to $1,000 in damages for violations of the law. To file a lawsuit, you would need to file a complaint with the Consumer Financial Protection Bureau (CFPB). You can also refer the debt collector to the CFPB for investigation. If you would like to take action against a debt collector that is harassing you, you should first seek the help of an experienced attorney. An attorney can review your case and advise you on the best approach for protecting your rights.

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What should I do if I’m being harassed by debt collectors?

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