What should I do if I’m being harassed by debt collectors?

If you are being harassed by debt collectors, you have rights under Massachusetts credit repair law. The first step to take is to contact a consumer law attorney who can help you protect your rights and make sure the debt collectors are following the law. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates how debt collectors communicate with you. Under this law, debt collectors cannot harass, oppress, or abuse anyone. Furthermore, they are not allowed to use obscene language, threaten to harm you, or publish your name. The Massachusetts Consumer Protection Act (MCPA) also offers protection from debt collectors. The Act grants you the right to sue debt collectors who use unfair or deceptive practices with the intent to collect a debt. To file a complaint, you need to contact the Massachusetts Attorney General. Finally, if you are being harassed by debt collectors, you can also contact your local consumer protection office. This office will educate you on your rights and can help you resolve disputes with debt collectors. Additionally, many consumer protection offices offer free or low-cost services. By taking these steps, you can protect your rights and make sure debt collectors are following the law. If you need further assistance, do not hesitate to contact an experienced attorney who can help you understand your rights under Massachusetts credit repair law.

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What should I do if I’m being harassed by debt collectors?

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