What is the difference between a credit report and a credit score?

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How do I know if I have been the victim of a credit repair scam?
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Can I repair my own credit without hiring a lawyer?
What is a collection agency?
What should I do if my credit repair efforts aren’t successful?
What documents do I need to provide to a credit repair lawyer?
How do I know if I’ve been the victim of inaccurate or outdated information on my credit report?
Are there any resources available to help me understand credit repair law?
What is the process of disputing a negative item on my credit report?

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