How can I contact the credit reporting agencies?

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How much does it cost to hire a credit repair lawyer?
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How many times can I dispute an item on my credit report?
Can a credit repair lawyer guarantee a better credit score?
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What should I do if my credit repair efforts aren’t successful?
What is my consumer rights regarding credit reports and credit scores?
What are the credit repair laws in my state?
Are there any scams or frauds associated with credit repair?

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