What should I do if I feel like I’m being discriminated against due to my credit score?

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What documents do I need to provide to a credit repair lawyer?
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Are there any “do-it-yourself” credit repair kits available?
Are there any resources available to help me understand credit repair law?
What is the difference between a credit report and a credit score?
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What is a debt validation letter?
What are the laws governing credit repair?
How can I stop debt collectors from harassing me?
Should I try to negotiate with my creditors on my own or should I hire a credit repair lawyer?

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