What is the difference between a credit counselor and a credit repair lawyer?

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Should I try to negotiate with my creditors on my own or should I hire a credit repair lawyer?
What should I be aware of when dealing with a credit repair service?
How do I know if I’ve been the victim of inaccurate or outdated information on my credit report?
What is a credit score range?
How can I find a reputable credit repair lawyer?
How long does a negative item stay on my credit report?
Are there any restrictions on who can access my credit information?
How can I improve my chances of getting approved for credit?
What should I do if I think I’ve been the victim of identity theft?
What is a fair credit reporting act?

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