What should I do if my credit repair efforts aren’t successful?

If your credit repair efforts in Massachusetts are unsuccessful, you should first try to resolve the issue with the credit reporting agency. Contact the agency and request a free copy of your credit report to confirm the accuracy of the information they hold. If the credit report contains incorrect information, you should dispute it and provide evidence to support your dispute. You can also file a complaint with the Consumer Financial Protection Bureau and the Federal Trade Commission. If the credit reporting agency does not respond to your dispute, or does not remove the inaccurate information, you may want to consider contacting a lawyer. Many lawyers specialize in credit repair and can assist you in correcting your credit report. They can also provide advice on what steps to take if the credit bureau does not respond. In addition, you should look into joining a consumer advocacy group, such as the National Consumer Law Center, which offers free legal advice and representation for consumer disputes. Finally, you may want to look into credit counseling services to help create a budget and plan to help improve your credit over time.

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What should I do if my credit repair efforts aren’t successful?

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