Are there any resources available to help me understand credit repair law?
Yes, there are resources available to help you understand credit repair law in Washington. Most credit companies offer free educational materials about how to repair your credit and how to avoid scams. The Federal Trade Commission (FTC) provides a wealth of information about credit repair services, including what to look for when selecting a credit repair company, how to spot a scam, and how to file a complaint if you believe you have been the victim of fraud. Your local library is also a great place to get information about credit repair law. Many libraries have books and research materials on credit repair and debt management. You can also check with the Washington State Office of Financial Management for additional resources and information on credit repair law in the state. Finally, there are websites and organizations that provide free advice about credit repair law. The National Consumer Law Center (NCLC) has a website (ConsumerLaw.org) that provides information about credit repair law. The Credit Repair Organizations Act (CROA) website (CROA.gov) provides explanations of rights and obligations under the law. It also offers advice on selecting a legitimate credit-repair service and avoiding scams.
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