Are passengers covered by their own individual insurance when onboard a cruise ship?

When passengers board a cruise ship in New Hampshire, they may be wondering if they are covered by their own individual insurance while at sea. The answer to this question is yes, however, it depends on the types and amounts of coverage that are included in their individual policy. If a passenger has medical coverage in their insurance plan, it may provide coverage for any medical needs that arise onboard a cruise ship. However, some policies may have restrictions on the types of medical care they will cover, and the amount they will cover, while at sea. Therefore, it is important for passengers to carefully review their individual policy to ensure they are provided with the coverage they need. In addition, many cruise lines provide passengers with insurance policies that cover them while onboard their ships. This type of insurance typically provides coverage in the event of an accident or injury that occurs while passengers are on board. However, it is important for passengers to understand what coverage is included in these policies and the potential limitations they may have. Finally, it is important to note that the passenger’s own insurance coverage, as well as any coverage provided by the cruise line, may not cover any incidents of negligence or misconduct on the part of the cruise line or any of its employees. Therefore, it is essential for passengers to understand the terms of their policy and the potential risks of engaging in activities onboard a cruise ship.

Are passengers covered by their own individual insurance when onboard a cruise ship?

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