Do I have to list all of my debts when filing for Chapter 7 Bankruptcy?

Yes, when filing for Chapter 7 Bankruptcy in North Dakota, you need to list all of your debts. This includes your credit card debt, medical bills, utility bills, car loans, mortgage payments, payday loans, and any other debts that you owe. You must also list any assets that you own so that the bankruptcy court can determine how to distribute them in order to pay off creditors. In addition, you must provide information about your income, expenses, and assets. This includes, but is not limited to, your most recent tax returns, bank statements, income statements, and insurance policies. This information will be used to determine what debts can be discharged in your bankruptcy. The bankruptcy court will also want to ensure that you are not trying to hide any assets or debts from them. Therefore, it is important to be honest and accurate when listing your debts. It is also important to disclose any property that is owned by another person, such as a spouse or family member. By providing accurate information to the court, you will be able to ensure that your bankruptcy filing is successful.

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