Can Chapter 7 Bankruptcy relieve me from child support obligations?

No, Chapter 7 Bankruptcy cannot relieve you from child support obligations in Illinois. Bankruptcy is a legal process that helps individuals and businesses eliminate some of their debts or reorganize them so they can repay them over time. The purpose of bankruptcy is to give the debtor a fresh start and allow them to discharge their debts. However, child support payments are considered non-dischargeable debts. This means that, even if you file for Chapter 7 Bankruptcy, your obligation to make regular payments to your children’s other parent will remain in force. If you have arrearages (past due payments) for child support, those may be discharged in bankruptcy. But any future child support payments due will still need to be paid. Child support is a court-ordered obligation that you must fulfill. Failing to do so will result in serious penalties, such as wage garnishment, liens on your property, and jail time. Bankruptcy cannot protect you from the consequences of not making your child support payments. If you are having difficulty making your child support payments, you should talk to your children’s other parent and the court about your options. If you can work out a payment plan that is agreeable to both parties, the court may modify the order to reduce your payments or extend the payment timeline.

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