Can Chapter 7 Bankruptcy relieve me from child support obligations?
No, filing for Chapter 7 Bankruptcy in New Hampshire does not relieve you from child support obligations. Chapter 7 Bankruptcy is a type of debt relief designed to help you eliminate unsecured debt, such as credit card debt, medical bills, and personal loans. It does not eliminate certain types of debt, such as child support obligations. Child support is a legal agreement between two parents that requires one to provide financial support for their child or children regardless of any debts that the parent may owe. Because Chapter 7 Bankruptcy cannot eliminate the obligation to pay child support, any money owed to children must be paid in full, even if the parent has filed for bankruptcy. The New Hampshire court system will not allow a parent to be relieved of any child support debt they owe, even if they have filed for bankruptcy. The state views child support as the responsibility of both parents to pay, and failure to pay can result in serious legal consequences. If a parent fails to meet their child support obligations, they can be held in contempt of court, face criminal charges, and be reported to credit bureaus. Though Chapter 7 Bankruptcy does not eliminate child support obligations, it can still be beneficial to someone facing other kinds of debt. If you have significant unsecured debt that cannot be eliminated through other means, Chapter 7 Bankruptcy can be a viable option for obtaining relief.
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