Will I have to have a court hearing when filing for Chapter 7 Bankruptcy?

Yes, when filing for Chapter 7 Bankruptcy in Texas, you must attend a court hearing. This is known as a 341 Meeting, named after section 341 of the Bankruptcy Code. This meeting is held by a bankruptcy trustee, and it is your opportunity to explain your financial situation to the trustee and answer questions. The trustee is appointed by the court to oversee your bankruptcy filing and make sure that the process is being followed correctly. At the 341 meeting, the trustee will review your documents, ask you questions about your finances, and confirm the accuracy of the information you provide. During this hearing, you must provide proof of your identity, provide valid government-issued identification, and provide proof of your residence. You will also be required to provide your income and any other financial information you may have. After the 341 meeting is completed, the court will issue an order of discharge, which will eliminate your responsibility for most of your debts.

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