What debts cannot be discharged in Chapter 7 Bankruptcy?

In Chapter 7 Bankruptcy Law in North Carolina, there are certain debts that simply cannot be discharged. These include alimony, child support, and certain taxes. These types of debts are considered priority debts, and creditors may pursue collection action on them even after the bankruptcy is filed. Additionally, the debtor will still be liable for cash advances connected to luxury goods or services received within 90 days of the filing date, as well as any debts incurred through fraud or malicious acts. There are certain other types of debt that may be difficult to discharge. This includes student loan debt, debt incurred to pay for tax penalties, and government-related fines and penalties. Credit card debt incurred through extravagance when conditions of insolvency already existed may also be difficult to discharge. Finally, any personal debt incurred through willful and malicious injury may be excluded from the bankruptcy discharge. In short, alimony, child support, certain taxes, student loan debt, luxury goods or services, government-related fines and penalties, fraud or malicious acts, and debt incurred from willful and malicious injury cannot be discharged in Chapter 7 Bankruptcy Law in North Carolina. Debts incurred by cash advances within 90 days of filing, and debt incurred from extravagance when conditions of insolvency already existed may also be difficult to discharge.

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What debts cannot be discharged in Chapter 7 Bankruptcy?

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