What debts are not dischargeable in Chapter 7 Bankruptcy?

In Chapter 7 Bankruptcy, certain debts are not dischargeable. Debts that are not dischargeable in Chapter 7 Bankruptcy in California include: taxes owed to the Internal Revenue Service and other governmental bodies, debts from back child support, alimony, and spousal support obligations, student loans, debts from fraud, debts from malicious and willful injury to a person’s character or property, and debts that were or could have been listed in a prior bankruptcy case that was dismissed due to the debtor’s failure to obey court orders. Furthermore, creditors may also assert special protection for certain debts that have been secured by collateral, such as a home loan or car loan; if these debts are not discharged in Chapter 7 Bankruptcy, the collateral associated with the debt must still be paid by the debtor. In addition, certain types of debts associated with fraud or criminal activities are not dischargeable in Chapter 7 Bankruptcy in California. Examples of such debts include debts associated with embezzlement, larceny, and consumer fraud. Moreover, bankruptcy courts may not grant a debtor a discharge of debts if the debtor has attempted to hide or conceal property, attempted to make false oaths or claims, attempted to withhold information from creditors or the court, or failed to explain certain losses of assets or transfer of property. In summary, in Chapter 7 Bankruptcy in California, taxes, child support and spousal support obligations, student loans, debts from fraud, debts from injuries to another’s character or property, debts secured by collateral, and debts associated with criminal or illegal actions are not dischargeable.

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What debts are not dischargeable in Chapter 7 Bankruptcy?

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