What debts are not dischargeable in Chapter 7 Bankruptcy?

In North Carolina, debts that are not dischargeable in Chapter 7 Bankruptcy are those that fall into certain categories. Generally speaking, these are debts related to taxes, student loans, child support and alimony, personal injury caused by driving under the influence, and certain kinds of fraud. Debts related to taxes that are owed to the federal, state, or local government are not dischargeable in a Chapter 7 bankruptcy. In addition, if someone has failed to file a return or has done so fraudulently, they will be liable for those taxes even after the bankruptcy is finalized. Student loans are generally not dischargeable, but there are certain circumstances where a person can prove that the loan creates an “undue hardship” and have them discharged, but this process is typically difficult. Additionally, any debts associated with child support or alimony are also not dischargeable. Debts for personal injury caused by driving under the influence are not dischargeable as they are considered willful and malicious acts. Credit card debt or other financial obligations related to fraud also cannot be discharged. In conclusion, certain debts related to taxes, student loans, child support and alimony, personal injury caused by driving under the influence, and certain kinds of fraud cannot be discharged in Chapter 7 Bankruptcy in North Carolina.

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What debts are not dischargeable in Chapter 7 Bankruptcy?

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