What debts are not dischargeable in Chapter 7 Bankruptcy?

In North Dakota, Chapter 7 Bankruptcy law states that some debts are not dischargeable. These include child support, alimony, and most taxes. Chapter 7 Bankruptcy does not discharge debts that come from fraud, like debts from false representation or from misrepresentation. This also includes debts caused by willful or malicious conduct, like from property damage or personal injury. Student loans and government debts are typically not dischargeable, as well as fines or penalties from any governmental agency. Criminal restitution is also not dischargeable. Additionally, debts from luxury goods and services that are bought in the last 90 days prior to filing are not dischargeable. This includes, for example, vacations, jewelry, and furniture that cost more than $625. Lastly, debts that are not listed in the bankruptcy documents are usually not dischargeable. Overall, the goal of Chapter 7 Bankruptcy law in North Dakota is to provide an opportunity for debtors to restructure their finances. While most debts are dischargeable, it is important to understand which debts are not. Knowing what debts are non-dischargeable is an important part of the bankruptcy process.

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What debts are not dischargeable in Chapter 7 Bankruptcy?

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