What debts are not dischargeable in Chapter 7 Bankruptcy?
There are certain debts that are not dischargeable in Chapter 7 bankruptcy in South Dakota. These include child support and alimony payments, most student loan debt, most taxes, debt resulting from malicious or willful actions, court judgments for personal injury caused by driving under the influence, and debt incurred from luxury items or cash advances. In addition, any debt that was not listed on the bankruptcy paperwork also cannot be discharged. Child support and alimony payments cannot be discharged through bankruptcy because they are considered to be a priority for the debtor. Most student loan debts cannot be discharged because they are typically viewed as an investment in the debtor’s future. Taxes are typically exempt from being discharged as well. Debt that results from malicious or willful actions, such as fraud, also cannot be discharged. Court judgments for personal injury caused by driving under the influence also cannot be discharged. Additionally, any debt incurred from purchases of luxury items or cash advances taken within 90 days of filing bankruptcy cannot be discharged. Lastly, any debt that was not included on the initial bankruptcy paperwork cannot be discharged. In summary, there are certain debts that can not be discharged through Chapter 7 bankruptcy in South Dakota. These include child support and alimony payments, most student loan debt, most taxes, debt resulting from malicious or willful actions, court judgments for personal injury caused by driving under the influence, and debt incurred from luxury items or cash advances. Additionally, any debt that was not included on the initial bankruptcy paperwork cannot be discharged.
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