How do I stop creditors from harassing me after filing for Chapter 7 Bankruptcy?

Once you have filed for Chapter 7 bankruptcy in Washington, an injunction known as the “automatic stay” takes effect. This legal measure instantly stops all collection attempts by your creditors, including letters, phone calls, and other forms of harassment. To ensure that the creditors abide by the automatic stay, you should inform them that you have filed for Chapter 7 bankruptcy. You can do this by providing them with a copy of the documents you submitted to the court. It is important to remember that although the automatic stay removes the power of creditors to contact you for payment, it does not erase your debts. Your creditors will still be entitled to receive payment for the debt that you owe, although they must wait for the court to determine how and when they will be paid through the bankruptcy process. You should also be aware that if your creditors violate the automatic stay, you may be able to sue them for damages or other remedies. If you think that a creditor has violated the automatic stay, contact a bankruptcy attorney right away. By understanding the automatic stay and keeping your creditors informed of your bankruptcy filing, you can stop creditors from harassing you and take back control of your financial situation.

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How do I stop creditors from harassing me after filing for Chapter 7 Bankruptcy?

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