What debts can be discharged in Chapter 7 Bankruptcy?

In North Carolina, Chapter 7 Bankruptcy Law allows individuals to discharge unsecured debts, such as medical bills, credit card bills, and personal loans. Generally, secured debts such as mortgages, vehicle loans, and taxes cannot be discharged. In addition, debts from lawsuits, court judgments, alimony, child support, most student loans, and some taxes are not dischargeable. The court may also deny a discharge for debts resulting from intentional or malicious injury, fraud, or embezzlement. The court may also decide not to discharge some debts if the debtor has sufficient money to pay them. In some cases, the court may also issue a dischargeable debt order, which requires the debtor to make payments on specified amounts of debt. Bankruptcy does not erase all debts, and some may still need to be paid after the bankruptcy case is complete. Debtors should consult a qualified bankruptcy attorney to understand what debts can and cannot be discharged.

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What debts can be discharged in Chapter 7 Bankruptcy?

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