How can I stop creditors from harassing me during Chapter 13 Bankruptcy?

If you are in Chapter 13 Bankruptcy in New York, there are steps you can take to stop creditors from harassing you. First, you should let your creditors know that you are filing for Chapter 13 Bankruptcy. This will stop them from trying to collect from you as your debts are being handled through the bankruptcy process. You should also contact the creditor’s lawyer or collection agency and provide your bankruptcy case number. Second, you should file your bankruptcy petition as soon as possible. Once the petition is filed, the creditor must stop all collection efforts including phone calls, letters, and personal visits. The court will issue an order known as the Automatic Stay, which will prohibit creditors from taking any action to collect the debt from you. Third, you should file a complaint with the United States Trustee Program. The U.S. Trustee Program is responsible for monitoring bankruptcy cases. They can investigate any creditors who continue to harass you and take action against them. Finally, you should keep a record of all the harassment you are receiving. This will help you if you decide to file a complaint. Be sure to write down the date, time, and content of the conversation and any other information that is relevant. By following these steps, you can stop creditors from harassing you while you are in Chapter 13 Bankruptcy in New York.

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How can I stop creditors from harassing me during Chapter 13 Bankruptcy?

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