How can I stop creditors from harassing me during Chapter 13 Bankruptcy?

If you are being harassed by creditors during your Chapter 13 bankruptcy in West Virginia, there are several steps you can take to help stop this. First, you should make sure to file your Chapter 13 bankruptcy properly. This means submitting all the necessary paperwork to your bankruptcy court. Additionally, you can inform your creditors about your bankruptcy filing. The bankruptcy court will also send them a notification of your filing. Secondly, you should be aware of what your creditors are legally allowed to do. According to West Virginia law, creditors are not allowed to contact you more than three times a week and are not allowed to use abusive language. Furthermore, creditors are not allowed to contact your employer about your debt or try to collect on a debt you have already paid. Thirdly, you should know that you have rights under the law. The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using harassing and deceptive tactics to collect debts. If you believe a creditor is breaking this law, you should contact a consumer attorney or the West Virginia Division of Consumer Protection. Finally, you should be aware that while creditors cannot harass you, they can still take legal action to collect debt. As such, it is important to keep up with your Chapter 13 bankruptcy payments. If you stay current on your payments, it will make it more difficult for creditors to take further action against you. By following the steps outlined above, you can protect yourself from creditors during your Chapter 13 bankruptcy in West Virginia.

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How can I stop creditors from harassing me during Chapter 13 Bankruptcy?

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