How do I find a list of my creditors in Chapter 13 Bankruptcy?

In order to find a list of your creditors in Chapter 13 Bankruptcy, it is important to understand the rules of the state in which you are filing. In South Carolina, the filing of a Chapter 13 Bankruptcy requires that you list all of your creditors in your petition for relief. This includes both secured and unsecured debt, and any debt you have incurred within the last 180 days. Additionally, you should provide proof of your income and expenses in order to determine whether or not you are eligible for a Chapter 13 Bankruptcy. Once you have identified your creditors, you will need to fill out a form called the “Bankruptcy Schedules” and submit it to the Bankruptcy court’s clerk. Along with these Schedules, you will need to provide additional information regarding your creditors. The Schedules will ask about the type of debt you have, the amount owed to each creditor, as well as the contact information for each creditor. Upon submission of this form, the court will then provide you with a copy of your creditor list. In addition to finding your creditors through the Bankruptcy Schedules, you can also search for them online. A number of websites offer searches specifically for creditors in Chapter 13 Bankruptcy cases. These searches may be free or offered as a paid service. You can also search for your creditors in public records, such as bankruptcy records from the past. In summary, finding a list of your creditors in Chapter 13 Bankruptcy is relatively straightforward. All you need to do is gather your financial documents, fill out the Bankruptcy Schedules, and search for your creditors online or in public records. With guidance from a bankruptcy attorney, you should be able to find the creditor list you need with ease.

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How do I find a list of my creditors in Chapter 13 Bankruptcy?

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