What documents do I need to file Chapter 13 Bankruptcy?

Filing for Chapter 13 Bankruptcy in Washington requires certain documents. The first document is the petition. This is a form that contains a lot of information about you and your finances, including your income, expenses, property, and sources of debt. The petition also contains one or more statements under the penalty of perjury that the information is true and correct. The second document is the Statement of Financial Affairs. This statement requires a detailed description of your past and present financial activities, such as a list of creditors, your sources of income, and any transfers of property within the last two years. The third document is the Schedules of Assets and Liabilities. This document is a comprehensive list of all your assets, liabilities, and creditors. The fourth document is the Statement of Intention. This statement lists your intentions with regard to secured debts to creditors. It includes information on whether you intend to keep the property and continue to make payments or surrender the property so the creditor can repossess it. The fifth document is the Chapter 13 Plan. This is a document that outlines how you plan to pay all your debts over a three to five-year period. The plan must be approved by the court and must include a budget of all your expenses, a breakdown of all payments that will be made to your creditors, and a proposed payment plan. Finally, you will need to provide proof of credit counseling. This document certifies that you have completed credit counseling from an approved counseling agency. These documents are necessary for filing Chapter 13 Bankruptcy in Washington, and you should consult a lawyer or financial advisor to discuss the process in greater detail.

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