What is the homestead exemption in Chapter 13 Bankruptcy?

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How does Chapter 13 Bankruptcy affect my ability to acquire new credit?
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Is there a way to pay off my debt without filing Chapter 13 Bankruptcy?
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What are the deadlines for filing documents during Chapter 13 Bankruptcy?
Can I convert my Chapter 13 Bankruptcy to Chapter 7 Bankruptcy?
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What is the difference between a hardship discharge and a regular discharge in Chapter 13 Bankruptcy?

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