What are the fees and costs associated with Chapter 13 Bankruptcy?

The fees and costs associated with Chapter 13 Bankruptcy vary from state to state, but in California, there are some costs and fees associated with this type of bankruptcy. First, you must pay a filing fee of $310 to submit your paperwork to the Bankruptcy Court. This fee is nonrefundable. You may also be asked to pay a debtor’s attorney fee, which will depend on the complexity of the case and can range anywhere from $1,000 to $3,500. If you plan to use the services of a credit counseling agency to help you through the process, you may be required to pay a fee. The fees vary depending on the agency, but can range from $20-$50. You must also pay for Mandatory Debtor Education from a government-approved provider within 45 days of filing for bankruptcy. This fee varies and can range from $50-$100. Finally, you will be required to make monthly payments to the Bankruptcy Trustee for a set amount of time. This amount is determined by the Bankruptcy Court, and you may be required to pay for up to five years. These fees and costs associated with Chapter 13 Bankruptcy can be costly and can add up quickly. Therefore, it is important to talk to an attorney before filing for bankruptcy to make sure that you are aware of all the costs and fees associated with the process.

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