Are there any limits on the amount I can spend on household items while in Chapter 13 Bankruptcy?

Yes, there are limits to the amount you can spend on household items while in Chapter 13 Bankruptcy in California. These limits are based on the average cost of items for households in your size and your income. In California, the bankruptcy court will generally allow up to $800 for a single person, $1,000 for a two-person household, and up to $1,500 for a household of three or more people. Additionally, the court may allow additional expenditures of up to fifteen percent of your monthly disposable income. When considering any household expenses, you must also consider that creditors may object to the expenditure. Therefore, for any expenses that would be considered a luxury item, such as a big-screen television or a luxe vacation, you must get permission from the court. The court will consider the reason for the expenditure and may grant permission or deny it. When in Chapter 13 Bankruptcy, it is important to keep detailed records of all of your expenses. Your trustee will review these and can make recommendations to the court if they think any of your expenditures are too excessive. Furthermore, the court can deny your confirmation if it believes you are not making sufficient effort to repay your creditors. Therefore, it is important to remain mindful of your spending while in Chapter 13 Bankruptcy.

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