What are the consequences of not attending a court hearing in Chapter 13 Bankruptcy?

In California, the consequences of not attending a court hearing in Chapter 13 Bankruptcy can be serious. A Chapter 13 Bankruptcy is a debt reorganization plan, meaning that individuals can reorganize their debts and make payments under the court-supervised plan. If a debtor does not attend the court hearing, the judge can take several actions. First, the judge can deny the debtor’s bankruptcy petition, meaning that the debtor’s debt will still be owed. The debtor’s creditors may then proceed with collection actions as if the bankruptcy had never been filed, such as wage garnishment, repossession, and foreclosures. The judge can also dismiss the debtor’s case. This may occur if the debtor fails to file certain documents or providers certain information, or if the debtor fails to appear at the hearing. This means that the debtor’s creditors may continue to pursue collection actions, as if the case had never been filed. Finally, the judge may issue an order of default. This means that the debtor has not complied with the Bankruptcy code and can be held liable for the debts owed. It is therefore imperative for a debtor to attend all court hearings in a Chapter 13 Bankruptcy in order to ensure the bankruptcy is going according to plan. Failing to attend a court hearing can have serious consequences, and it is in the best interest of the debtor to ensure he or she is present and prepared to answer questions or provide updates to the court.

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