Are civil unions recognized for life insurance benefits?

In South Carolina, civil unions are not recognized for life insurance benefits. Civil unions are not legally recognized in South Carolina, and most life insurance companies do not consider civil unions when evaluating a person’s life insurance policy. In order for life insurance benefits to apply, the beneficiary or recipient of the policy must be an immediate family member. This definition of immediate family does not include civil unions in South Carolina. For civil union partners to apply for life insurance, they will have to look for a company that specializes in providing insurance for civil unions or opt for a traditional marriage certificate. In addition, civil union couples that acquire a marriage certificate in South Carolina will not be recognized as legally married in the state. It is important for individuals in a civil union to make sure they have a plan for life insurance benefits in the event of a death of a partner. This may include creating an individual policy or looking for an insurance company that recognizes civil unions. It is important for individuals in a civil union to make sure that they have the proper documentation for their union recognized in other states, should they move. This will ensure they have the proper legal rights and are eligible for any potential life insurance benefits.

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Are civil unions recognized for life insurance benefits?

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