Is a civil union recognized for student loan benefits?

No, a civil union is not recognized in North Carolina for student loan benefits. Though North Carolina has adopted civil union laws in 2009, those same rights do not apply to federal laws. This is due to the fact that the federal government does not recognize civil unions in any state, as of 2019. The federal government does, however, recognize same-sex marriages that were performed in states that allow them. In states that do not recognize same-sex marriage, such as North Carolina, student loan benefits are not available to individuals in a civil union. Individuals in a civil union can still receive student loan benefits, however, they must apply individually for the loan. The loan must be taken out under their name, not the civil union. If two people in a civil union wish to take out a loan together, they must do so individually. It is important to note that even if a civil union is not recognized for student loan benefits, both parties may still be held accountable for the loan. This means that if the loan is not paid off, both members of the civil union could be held liable. This is something to keep in mind when considering taking out a loan as a couple.

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