Are civil unions recognized in the insurance industry?

Yes, civil unions are recognized in the insurance industry in New Jersey. Civil unions are a form of legal recognition granted to same-sex couples in New Jersey that grants rights and benefits to partners in a union similar to those granted to married couples. This includes rights such as inheritance, hospital visitation, health insurance coverage, and survivor benefits in instances of death. Insurance companies must recognize civil unions in New Jersey, providing the same coverage available to married couples to those in civil unions. This includes the right to add each other to medical, dental, and vision insurance policies, among other coverage. Some insurance companies may even offer domestic partner coverage in addition to civil unions for same-sex couples. Civil unions are granted the same rights as married couples in regards to insurance coverage in New Jersey. As such, insurance companies must provide the same coverage to civil unions as they do to married couples. Consequently, it is important for civil union couples to ensure that their coverage is up to date, and that all relevant paperwork is properly filled out and submitted to their insurance provider.

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