What is the difference between civil fraud and consumer fraud?

Civil fraud and consumer fraud differ in their purpose and application. Civil fraud is a term to describe conduct which is considered illegal within the scope of civil law. This includes actions that deceive a person or organization and results in harm to them, such as the intentional misrepresentation of facts, manipulation of documents, or other fraudulent activities. Civil fraud may involve a contract dispute or injury to another party resulting from false representations. On the other hand, consumer fraud is usually associated with deceptive business tactics by businesses that are aimed at exploiting trust or vulnerability to gain profits. This type of fraud includes false advertising, bait-and-switch tactics, selling non-existent products, or taking advantage of a consumer’s lack of knowledge of certain products. Consumer fraud is usually pursued under state consumer protection laws. In Colorado, both civil fraud and consumer fraud are governed by the Colorado Consumer Protection Act (CCPA). This outlines the rights and remedies of consumers against unfair or deceptive business practices. The CCPA also requires that businesses make certain disclosures to consumers about their products and services. Overall, the key difference between civil fraud and consumer fraud is that civil fraud entails activities that are illegal within the context of civil law, while consumer fraud involves deceptive tactics used by businesses to exploit consumers.

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What is the difference between civil fraud and consumer fraud?

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