What is the difference between civil fraud and consumer fraud?
Civil fraud and consumer fraud may sound similar and often overlap, but they are two different legal concepts. Civil fraud is a type of deception in which one person is entitled to remuneration or a benefit from another and a false statement, concealment, or other deceptive act is used to obtain the benefit. This is a civil action, as opposed to a criminal action, and is typically filed in a civil court. Consumer fraud is a type of deception in which a person, business, or other entity engages in deceptive and illegal practices to obtain money, property, or services from another person. An example of consumer fraud in Washington is if a business were to advertise a product or service without ever delivering it to the buyer. The main difference between civil fraud and consumer fraud is that civil fraud involves a false statement, concealment, or other deceptive act where the person or entity committing the fraud is seeking remuneration or a benefit from another person or entity. On the other hand, consumer fraud involves a false or deceptive statement, product, or service where the person or entity committing the fraud is only seeking to obtain goods or services from another person or entity.
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