What is the difference between civil fraud and fraud by silence?
Civil fraud and fraud by silence are two different types of fraud. They are both considered illegal activities, but the difference between the two is in how the activity is carried out. Civil fraud occurs when someone knowingly misrepresents facts or information in order to gain an unfair advantage. This could include lying on a loan application, creating false documents, or misrepresenting facts in a contract. In Washington, civil fraud is illegal under the Consumer Protection Act and is punishable by jail time and/or fines. Fraud by silence occurs when someone purposely withholds information in order to gain an unfair advantage. This could include hiding a loan application or failing to disclose facts in a contract. In Washington, fraud by silence is considered a crime in some cases and is punishable by jail time and/or fines. The key difference between civil fraud and fraud by silence is that one involves a deliberate misrepresentation of facts, and the other involves a deliberate withholding of information. Both activities can cause serious financial or emotional harm to the victim, which is why it is important to be aware of the differences between the two.
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