What is the difference between civil fraud and mail fraud?

Civil fraud and mail fraud may sound similar, but they are actually very different. In New York, civil fraud is a form of deception or misrepresentation that causes harm to another person or business. It is a civil wrong, meaning it is a wrong that is not a criminal offense, and involves a contract dispute or breach of trust. Mail fraud, on the other hand, is a specific criminal offense that is prohibited by federal law. It involves using the U.S. mail or any other type of mail delivery service, such as a courier, to commit fraud. This might include mail-order scams, offering fake goods or services, or falsifying information to obtain money or property. Civil fraud can lead to civil lawsuits, but mail fraud is a much more serious offense that can result in criminal charges. Civil cases often involve damages only to the parties involved, while mail fraud often affects a greater number of people. In addition, mail fraud penalties can be much more severe than civil fraud penalties, including fines and prison time.

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