What is the legal framework for online privacy and data protection?
In North Carolina, the legal framework for online privacy and data protection is based on state and federal law. The North Carolina Identity Theft Protection Act of 2005 is a state law that protects consumers from identity theft, requiring businesses to establish reasonable security practices to protect customer information. The law also limits the amount of time sensitive consumer information can be stored. In addition, the federal law, the Children’s Online Privacy Protection Act (COPPA), protects the online personal information of children under the age of 13. It requires websites that are aimed at children to explain their data practices to parents or guardians and to obtain parental consent before collecting, using, or disclosing any personal information from a child under the age of 13. Finally, the federal Gramm-Leach-Bliley Act (GLB) protects the privacy of customer’s financial information for persons and businesses that provide financial services. It requires that financial institutions give customers notice of their information practices, provide customers with a privacy policy, and take steps to protect customer information. Overall, North Carolina’s state and federal laws provide a comprehensive framework for online privacy and data protection, giving consumers peace of mind when it comes to protecting their personal information and identity.
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