What is a debt collection lawsuit?

A debt collection lawsuit is a legal process that is used to try to recover unpaid debts from a debtor. This process begins when a creditor files a complaint with a court in Florida. The complaint will state the amount of the debt, the basis of the debt, and the reason why the debtor has failed to pay the debt. Once the complaint has been filed, a summons will be issued. This summons will require the debtor to respond to the complaint within a certain time period. If the debtor fails to respond, a default judgment may be entered against them. If the debtor responds to the complaint, the court will move on to the next stage of the process, which is a trial. During the trial, the creditor will present evidence to prove that the debt is owed. After hearing all of the evidence, a judge or jury will decide whether the debtor owes the money. If the judge or jury finds that the debt is owed, they will issue a judgment against the debtor. The judgment will order the debtor to pay the amount owed, plus any applicable interest or fees. If the debtor fails to pay the judgment, the creditor may take additional legal action, such as wage garnishment or a lien on property.

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What is a debt collection lawsuit?

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