How does a creditor get a judgment?

In Hawaii, a creditor may obtain a judgment by filing a claim in court. The creditor will have to submit all the relevant information and documentation about the debt to the court. This includes documents such as the contract or promise outlining the debt, bank statements or itemized bills, and any other evidence that might support the claim. Once the court has received all the required information, they will then schedule a hearing. At the hearing, both the creditor and the debtor will be given an opportunity to present their case. The court will then consider the evidence presented by both parties and decide if the creditor is owed money. If so, a judgment will be entered in favor of the creditor. After a judgment has been entered, the creditor can proceed to collect the money owed. They can do this by using a variety of collection methods, such as initiating wage garnishment, placing a lien on the debtor’s property, or seizing the debtor’s assets. It is important to note that before filing a claim, both parties should attempt to resolve the matter as amicably as possible. Even after a judgment has been issued, the parties can still work out a resolution between them. This process can sometimes be quicker and less costly than pursuing a judgment in court.

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How does a creditor get a judgment?

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