What is a levy on wages?

A levy on wages is a legal process in Florida used to collect a debt from a debtor. It is a type of garnishment of wages. A creditor can take a debtor to court and get a court order to have the debtor’s wages withheld from their employer. The employer is required to send a portion of the debtor’s wages to the creditor in order to pay off the debt. The amount of wages that can be garnished depends on the debtor’s income and type of debt. In Florida, the typical amount that can be garnished is 20% of the debtor’s disposable income. This amount can increase if the debt is a result of unpaid child support payments or if a court order requires a higher percentage. A debtor can avoid having their wages garnished by working out an alternative payment plan with the creditor. The debtor can also challenge a wage garnishment if they believe it is not legal or is too high. It is important for debtors to understand the laws around wage garnishments in Florida in order to protect their rights as a consumer. Without understanding the law, debtors may end up paying too much or having their wages garnished inappropriately.

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