What is a discharge injunction?

A discharge injunction is a type of legal order that is issued by a court when a debtor has been released from a debt. It prohibits creditors from continuing to pursue collection of the debt. The purpose of a discharge injunction is to prevent creditors from harassing the debtor to attempt to collect the debt. In Hawaii, a debtor can be released from their debt when the debt has been satisfied, or through a bankruptcy court. Once it is determined that the debt is no longer owed, the court will issue a discharge injunction. This injunction legally prohibits creditors from taking any further action to collect the debt. The discharge injunction prevents creditors from contacting the debtor in any form to attempt to collect the debt. The creditor is also not allowed to seek any legal remedies to collect the debt. Any attempts to do so would be a violation of the discharge injunction, and could result in the creditor being held in contempt of court. The discharge injunction also protects the debtor from being sued for the debt, or having their wages garnished. This protection ensures that once the debt is discharged, the debtor will no longer be liable for it. This allows the debtor to have a fresh start and move forward without the burden of debt hanging over them.

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