What is a non-dischargeable debt?

A non-dischargeable debt is a type of debt that cannot be erased in a bankruptcy proceeding. This means that even if the court grants a debtor protection from creditors, these debts will not be forgiven. In the state of North Carolina, non-dischargeable debts include any debt related to child support or spousal maintenance, as well as any debt incurred due to willful or malicious harm caused to another person. Non-dischargeable debts can also include student loan debt, certain taxes and fines, debts from fraud, and debts related to driving while intoxicated. Determining what debt is non-dischargeable is an important part of the debtor and creditor law in North Carolina. Without having a clear understanding of what debt is or is not discharged, it can be difficult for individuals to understand the implications of their debts. For this reason, it is important for those seeking debt relief in the state of North Carolina to seek legal advice in order to determine what debts they may or may not have discharged.

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